Ever notice that when interest rates went down to record lows, credit card rates didn’t go down. Oh, some banks would have introductory rates that would be low for like six months then they skyrocketed. Well, now that interest rates are going up, the credit card companies are increasing theirs. Just got notice from a couple that first of the year, their default rate will be prime rate plus 23.99% currently 28.74%, that’s usury rates, loan shark territory.

Greedy bastards.

Notice too that when mortgage interest rates fell, housing costs increased proportionally. They got their money either way.

I so hate banks.

I hate work too, had a bad night last night so I’ll be sleeping it off.